If you happen to miss a payment you will be charged. If you have questions about delayed payments, you can log in to My Pages and submit your concerns to us.
You can read more about what applies to late payment fees under our general terms and conditions.
In order not to miss a payment in the future, you can pay via Autogiro. Then your payment is automatically handled by deducting a predetermined amount on a specified date each month. To add an autogiro notification, log in to My Pages.
If you miss a payment you will be charged. Read more about our delay fees under our general terms.
If we do not pay for an extended period, your loan will be canceled with us and forwarded to a debt collection company. In the next step, your case can be forwarded to Kronofogden. Each of these steps costs some money. Pay on time and you avoid these costs. In order to avoid late payments, you can pay your invoices via Autogiro. Then the monthly payments are automatically deducted from your bank account each month.
It is important to us (and to you) that you do not borrow more than you can repay. That's why we check your credit rating.
However, we do not do this via UC but through Bisnode. Should you have a payment note, it is in most cases possible to get a loan anyway, as long as the debt is settled. Thus, you must not have any current debt at Kronofogdemyndigheten.
To apply for Autogiro, log in to My pages. Specify that you want to associate your account number with direct debit/Autogiro. It will then take a couple of days before we get an answer on whether the autogiro announcement has been approved and we can pay for your invoices.
You can also log in to your Internet bank and sign up for an autogiro notification.
We take on credit information about you to ensure that you do not borrow more than you can handle. The reason why we do not use UC is because it can make it difficult for you to borrow money elsewhere.
The company we hire is called Bisnode, but that may change in the future. The information we collect through Bisnode is not visible at UC and therefore does not affect your chances of getting a loan elsewhere.